Daily and Monthly transfers limits for individuals over 18 years old using non-personal channels.
* Transfer limits based on Customer Number
| Type of Remittance | Channels | Minimum amount per Remittance | Maximum amount per Remittance | Daily cumulative limit | Monthly cumulative limit |
** Internal Remittance
(Within Bank Mellat)
| Internet Banking | IRR 1 | IRR 2,000,000,000
| Up to IRR2,000,000,000 across all non-personal entry. For commercial accounts, the daily limit is Maximum up to IRR 5,000,000,000 | Up to IRR 10,000,000,000 across all non-personal entry. For commercial accounts, the daily limit is Maximum to IRR 30,000,000,000 |
| Mobile Banking |
| MEGA Bank |
| Telephone Banking | IRR 500,000,000
|
| Code Bank (*712#) |
*** Paya Remittance (Interbank) | Internet Banking | IRR 1 | IRR 1,000,000,000 |
| Mobile Banking |
| MEGA Bank |
Satna Remittance
(Interbank) | Internet Banking | IRR 500,000,000
| IRR 2,000,000,000
|
| Mobile Banking |
| MEGA Bank | Coming soon |
**** POL Remittance (Instant Payments) | Internet Banking | Coming soon |
| Mobile Banking | IRR 1 | IRR 100,000,000 |
| MEGA Bank | Coming soon |
* Based on the individuals banking transactions clarifying instruction, the daily transfer limit through non-personal entries for natural customers under 18 years old is determined IRR 150,000,000 as well as a monthly limit of IRR 500,000,000.
** There are no limits for transfers Between/among a customer's own accounts in Bank Mellat.
*** Issuing several remittances up to the daily limit (i.e Issuing two IRR100,000,000 Remittances) is feasible.
**** Each account can perform POL remittances up to IRR 100,000,000 by conveying the daily limit based on the customer number.
Transfer limits based on the Card Number
| Type of Remittance | Transfer Channels | Minimum amount per Transfer |
| Remittance to Shetab cards | ATM | IRR 100,000,000 |
| Non-Cash Banking Terminals |
| Internet Banking System |
| Mobile Banking System |
| MEGA Bank System | IRR 50,000,000 |
| Hamralplus System | Coming soon |
| POS | IRR 150,000,000 |
| Mobile applications | IRR 30,000,000 |
| Remittance to Mellat cards | Mobile applications | IRR 30,000,000 |
| ATM | IRR 100,000,000
|
| Non-Cash Banking terminals |
| Internet Banking System | IRR 100,000,000
|
| Mobile Banking System |
| MEGA Bank System | IRR 50,000,000 |
| Hamralplus System | Coming soon |
| POS | IRR 150,000,000 |
Paya Interbank Remittance
| ATMs | IRR100,000,000
|
| Non-Cash Banking terminals |